Saturday, December 31, 2011

EATING OUT WHILE SAVING MONEY IN 2012

If you are like me and like to eat out there are ways to do it on the thrifty side.

1. Use coupons when possible. We like to go to Subway or Quiznos and can often find a coupon in the Sunday coupon savers. We carry these in the car in a envelope with other coupons. When the hungers come we can grab the coupon and go.

2. Avoid the beverage will save you some dollars for sure. I do like my soda with my meal but some times the cost is just unfair and I refuse to buy soda or just boycott that restaurant all together. There is a little cafe in Two Harbors Minnesota and we stopped there on Sunday after church. Order the soda with out looking at the price. Will not go back there again because on the menu it even said NO REFILLS. Just bad business in my opinion.

3. Check out the appetizers section. Now this can be costly but again can me a meal for me. I like Famous Daves small size not your normal nachos. To much for me to eat and I end up bringing some home for hubby to snack on next day.

4. Find something on the menu that will reheat up and still taste good. Buy that eat half of it and have left overs for lunch or next night's dinner.

5. Look for daily specials at some of our local restaurants. Famous Daves has hamburgers every Monday for $5.99 in our area. Another place as Spaghetti dinner cheaper on Sunday nights. Just check around and see what is the great deals in your area.

6. One of my favorite ideas is to go to lunch rather than dinner. Prices are normally less.

7. Some times the food is so generous that hubby and I will share or I will order something small and have a little of what he is eating.


8. Get daily deals Sites like Groupon and Restaurant.com sell restaurant gift certificates for less than face value you may be able to score a $25 coupon, but pay only $10.

Here are 8 ideas for you to maybe save some money eating out but still have the fun of dining out.

Thanks for stopping by.. hope to see you again real soon.. Lets keep saving together.. Grace

Friday, December 30, 2011

Decorating On The Frugal Side Hunting For Treasures

Good morning everyone hope that your end of year is going good, safe and full of time with family and friends.

I always love to read about decorating my small little apartment. 5 Ideas to Decorate a Small Apartment on a Dime by Emily Co. My apartment is small but not as small as some but small.
What I do have is a fantastic view of Lake Superior from the living room, our office and our bedroom.
Unbelieveable, every morning I pull up the shade and am amazed at the beauty that is before me.
I love to go to auctions, estate sales and garage sales not only to find items to resell but items to put into my home.



For $4.00 at a moving sale we added these two nautical pillows to our bed. Since we love the nautical feeling they were a perfect buy.

Hope that you all have a wonderful day.. Grace

Wednesday, December 28, 2011

Year End Financial Readings Budget

With the end of the year nearing it is time for many of us to look at how our financial house is. Did we pay down debt or take on more debt. How is our savings account. Doing good with money being added each month or nearly empty if not empty.
I am spending a little time looking around the internet to gather articles I find of interest. I will share those with you.
First one is the 50 30 20 budget sounds great and how wonderful it would be to put 20 percent into savings each month. 50 percent is for needs and 30 percent for wants. Paying for our health insurance throws our budget off.

One of the best financial sites is David Ramsey for financial help. Click on the link to read about his baby steps to get out of debt.

This is just two sites that I am high lighting. You can go to msm money and spend some time looking around for other articles on our money.

Thanks for stopping by.. lets keep saving together.. Grace

Tuesday, December 27, 2011

LETS INCREASE OUR INCOME BY A $1000 A MONTH THAT IS A GRAND A MONTH

If you read my blog you already know hubby and I are semi retired. The semi part is we are always looking for ways to make money on the side to suppliment our income. After all social security and pension plans do not go as far as you would hope. Lesson learned we did not save enough while young so I hope all of you save more and spend less on your journey to retirement.

This morning while reading some of my favorite blogs I saw that Mom's Plans had written a post on making an extra $1,000 a month. After reading further I see that she along with two other bloggers are starting a new site on making a GRAND a month. I look forward to postings to see what others are up to.

Hubby and earn extra money every month buying and selling items on eBay, Amazon and in our booths at the Antique stores. Of course there is the costs to do business this way. Cost of goods , fees at the Internet sites and rental fees at the antique stores. The real test is when hubby does end of the year books so we can file our taxes on this income.

And of course I make a little money with my blogs. Little is the key word but I only do this as a hobby and not full time as others.

My goal is to increase our income by $1,000 a month after all the fees and costs this next year. Time will tell as the months go buy. I hope to share some of this information with you in the months to come.

Antique store #2 is doing better than Antique store #1, but in store #2 I have items out on some shelfs and floor space plus a locked case. Antique store #1 is a locked case only. I do believe this is a important key to success.

We have reopened our eBay store this month. This allows us to put items on eBay for 30 days at only 20 cents a month rather than the 50 cents it was costing us. We no longer get 50 free auctions a month but in the end if we list more it will pay for itself in the difference of fees. The store also allows us extra pictures at no extra costs.

I am hoping all the extra work these last months that our income will continue to increase. I hope that you will continue to vistit my site and watch for postings on our journey buying and selling. My sons say we are pickers and in truth we are.

Thanks for stopping by and lets keep saving together.. Grace

Wednesday, December 21, 2011

2012 Goal Planning Working At It Day By Day

Hard to believe that 2011 is almost gone. Just days away till we start a new year. Time to work at planning what I would like to accomplish this next year.

1. Cutting down the cost of eating out expense. If we do eat out try to find a coupon to reduce the price or bring home some of it to eat another time
2. Pay down debt  of $2610 this does not include our car that has a balance of $7500
3. Work at decluttering our home by selling items I buy items to resell faster. Boy things pile up fast. Cookbooks, books, barbie clothes and dolls and so much more.
4. Build up our eBay and Amazon sales to about $1,000 a month net
5. Read the New Testament on a daily basis. I have a 5 minute a day New Testament to help me accomplish this
6. Try one new meal a week and blog on it
7. Eat better and find time to walk daily with the goal to eventually lose about 40 pounds
8. Work on my family research on a weekly basis trying to break down some of the brick walls
9. Read at least two books a month one being a non fiction book.
10. Spend more time with family and friends and less time watching TV
11. Be more organized around the home with chores, coupons organizing
This is a good start on what I would like to accomplish this next year. Sounds like a lot but just a little every day will help on some of these goals.
Do you have any goals you would like to accomplish next year?
Thanks for stopping by.. hope to see you soon and lets keep saving together.. Grace

Monday, December 19, 2011

Minimalist Monday ~ Cut The Clutter ~ Discard What Does Not Work VCR Is OUT Of Here

Minamalist Monday and time to think about cutting some of the clutter around my home. We buy and sell on eBay, Amazon and in the antique stores so it is easy for us to accumulate STUFF.
One of my goals for this next year is to organize and declutter stuff. It is always so easy to buy and so hard to find time to get it up for sale on the Internet.
No reason to wait till the end of the year to start this project. We will start right now. Sadly my VCR no longer works. I have alot of Videos and no recorder any more. This next weeks project is to
1. Discard the VCR
2. List the names of my favorite videos and part with all of them. I need to find if there is a place to recycle my video player and then find the best method to sell or give away my videos.
They will either go to a local auction or the thrift store. I am sure there is some one out there with a video player that still works.
I have 2 DVD players so do not need to buy a player that plays both DVD's and vidios. Out goes the VCR this week.

Thanks for stopping by.. lets keep saving together.. Grace

Sunday, December 18, 2011

LETS MAKE SOME SOUP ~ CHEESY LASAGNA SOUP ~ Whats For Dinner Saving Money Eating At Home

The weather is cooling off and this is a perfect time to make some soup. Some time ago I made Cheesy Lasagna Soup and it was a winner. Click on the link for the recipe.
I will just have to make us a pot tomorrow. All we have to add is some garlic bread and dinner is not only fantastic but warms the tummy.

Thanks for stopping by.. lets keep saving together.. Grace

Friday, December 16, 2011

Thrifty Cheapskate eBay Friday Followup 12/16/11

What a week it has been. Hard week in my life in my personal life. Sunday evening I found my brother face down on his apartment floor unresponsive. I had tried to call him for several hours to arrange lunch date next day. Trip to hospital in ambulance and is in the hospital in critical / guarded condition. He is now breathing on his own but in a coma. We have hope that he will come through this. They are leaning towards the belief that he had a seizure.
So my thoughts and time has been spent with him. Pray for my little brother Dave.
I have not really been busy listing much this week and have not been out hunting at all which is understandable. No auctions or thrift stores for us.
We have had sales this week and some real good sales from items we had listed all ready.
Hubby sold the Jerusalem Bible 1966 printing for $29.99 on eBay fixed price, there was a small Free Mason book collection for $80.00 plus other books and barbie items. The week totaled out at $218.00.
Amazon sales $34.00 for the week.

So with a update on on sales this week and asking for your prayers for my brother I will leave you for now.
Have a wonderful day and thanks for stopping by.. Grace

Thursday, December 15, 2011

CASH FOR TRASH FOR THE LOVE OF UGLY CHRISTMAS SWEATERS Selling on eBay

I have been hearing about the great success of those who find and sell UGLY Sweaters. As I search for them I never seem to come across them. All of a sudden last week I did find 4 that I felt kind of fit.
Of course Christmas is almost here and it is a little late to get on the band wagon. I did buy them and listed them on eBay for 5 days. They did not sell but that is fine. I will just keep them for now and continue to hunt for more UGLY Christmas sweaters and start to sell them next September.
The ones I found are not as ugly as some I see on eBay but all in all they can be quite humorous.
These are the sweaters I found, all were either $2.00 or $3.00 each so a thrifty find.

Do you wear ugly sweaters to office parties or any Christmas parties? I have a sweat shirt that my grand daughters gave me over 12 to 14 years ago. My son had their names with hand prints put on it. The baby is foot prints. I love and treasure it and wear it every Christmas. Ugly in its own way but also a special treasure from my kids.



Thanks for stopping by.. lets keep saving together..Grace

Sunday, December 4, 2011

Monday Menu Plan 12/5/11

Monday Menu Plan helps me plan my week and keeps costs down by using what I have in the house or what may be on sale at the supermarket.

With going to the auction houses two nights a week we eat lighter with sandwiches at the auction or when we get home. Otherwise it will be easy meals the rest of the week.

Monday auction night
Tuesday Spaghetti with meatballs and bread and butter
Wednesday Grilled cheese sandwiches and tomato soup
Thursday auction night again'
Friday with the weather getting colder and colder I am leaning towards a big pot of our home made chili with crackers for me and peanut butter sandwiches for hubby
Saturday up in the air with what is on the menu and Sunday left over chili

Thanks for stopping by.. lets keep saving together.. Grace

inexpensive easy week for us and with Christmas getting closer it probably will stay the same through the holidays.

Saturday, December 3, 2011

Thrifty Cheapskate eBay Friday Followup 12/2/11

Hope everyone is doing great. This is a little late. Hubby's son and family in town. Grandson Carter is playing in a Pee Wee Hockey tournament. Game last night they won 9 to 0
Today's game should be alot harder. Will give you an update when I return.
We had some great sales this last week. One was this group of doll clothes that I bought awhile back at an auction for $7.50. I sold several outfits as separates and did great. Decided to lump them together to make my life easier. Last night they sold for $67.99. Best of all we have already been paid for them
Will edit this with my weeks total when I return from todays Hockey game.
Till then go Apple Valley... Go Carter
Well game is over, sadly they lost to Hermantown. They play again tomorrow and winner gets third place. Fun time with family is what is important.
Totaled up this last weeks eBay sales and we sold $375.00 gross. One item $40.00 has not been paid for so may go into default. Still have hope they will come through. Will put in a nonpayment tonight.
Hope that your day went well. thanks for stopping by..
thanks for stopping by.. Grace