January is over you should have in your piggy bank $4.96. I am doing my challenge times two.
One for me and one for hubby so in my penny jar I have $9.92 as of January 31st.
Watch future post for the details of my end of the month posts.
Showing posts with label 365 Penny Challenge. Show all posts
Showing posts with label 365 Penny Challenge. Show all posts
Wednesday, February 3, 2016
365 Day Challenge End of January Report
Are you doing the 365 day penny challenge with me. If not read my previous post. It is not to late to get started.
January is over you should have in your piggy bank $4.96. I am doing my challenge times two.
One for me and one for hubby so in my penny jar I have $9.92 as of January 31st.
Watch future post for the details of my end of the month posts.
January is over you should have in your piggy bank $4.96. I am doing my challenge times two.
One for me and one for hubby so in my penny jar I have $9.92 as of January 31st.
Watch future post for the details of my end of the month posts.
Sunday, January 24, 2016
Lets Make This The Best Year Financially Save More Money and To Pay Off The Van
This is the year that I want to pay off our van. We drive a 2012 Chrysler Stow and Go. I love my stow and go. Put the seats up and I can drive the grand kids anywhere , put them down and can help a friend or family member move something.
We had 2009 stow and go. All paid off and then BAM we got hit by a 89 year old driver who dozed off. No one was hurt but my paid off van.that was totaled.
Insurance paid us for our van , what it was worth but not enough to get us into another decent stow and go.
Car dealer found us the above car and now we have car payments. We could of bought a cheaper car with the money we had but we want to travel away from the snow and the cold for the winter. Crossing the mountains we wanted something that we could trust.
So we now owe over $13,000 on our van at $261 a month.
I am busy saving my pennies as posted in earlier post of 365 days of saving money. By doubling my pennies every day I will have saved $1135.90. This money go into savings to for any emergencies.
I am also saving dollars every week. First week of saving I put in 1 dollar. 2nd week I added 2 dollars..Every Sunday I put in my weeks dollars. This week was 7 dollars and have saved $28.00.
As the weeks get bigger it will be harder with having to put away $40, $41 and so on. eBay will help here and I do not have to go in order. If I have a super sale I can add week 52 or week 48 and cross that number off my envelope. May be hard to get some of those dollars in the envelope but anything saved is a positive.
Now to be aggressive and pay off car I will work at building our eBay store to increase the sales.
The profit will be sent to the bank. The first 1/3 will be added to our pocket book as pay for all the work, 1/3 will be saved future purchases to build the business and 1/3 of the profit will go onto the car loan.
This is my plan, I will post my journey as the year goes by. Thanks for stopping by.
We had 2009 stow and go. All paid off and then BAM we got hit by a 89 year old driver who dozed off. No one was hurt but my paid off van.that was totaled.
Insurance paid us for our van , what it was worth but not enough to get us into another decent stow and go.
Car dealer found us the above car and now we have car payments. We could of bought a cheaper car with the money we had but we want to travel away from the snow and the cold for the winter. Crossing the mountains we wanted something that we could trust.
So we now owe over $13,000 on our van at $261 a month.
I am busy saving my pennies as posted in earlier post of 365 days of saving money. By doubling my pennies every day I will have saved $1135.90. This money go into savings to for any emergencies.
I am also saving dollars every week. First week of saving I put in 1 dollar. 2nd week I added 2 dollars..Every Sunday I put in my weeks dollars. This week was 7 dollars and have saved $28.00.
As the weeks get bigger it will be harder with having to put away $40, $41 and so on. eBay will help here and I do not have to go in order. If I have a super sale I can add week 52 or week 48 and cross that number off my envelope. May be hard to get some of those dollars in the envelope but anything saved is a positive.
Now to be aggressive and pay off car I will work at building our eBay store to increase the sales.
The profit will be sent to the bank. The first 1/3 will be added to our pocket book as pay for all the work, 1/3 will be saved future purchases to build the business and 1/3 of the profit will go onto the car loan.
This is my plan, I will post my journey as the year goes by. Thanks for stopping by.
Thursday, January 21, 2016
365 Penny Challenge **** By End Of Year Have $667.95 Saved
Saving can be fairly easy if you do it daily. Save money clipping coupons or shopping for deals.
Another way is to do the 365 Penny Challenge .... By the end of the year you will have $667.95.
Great for helping with the holiday bills or put toward your vacation or just add to
your savings account.
Day 1 put in 0.01
Day 2 put in 0.02
Day 3 put in 0.03
By day 365 you will have saved a total of $667.95.
Double that each day one for you and one for your spouse and you will have $1335.90 by
the end of the year.
Today is the 21st of January and so far I am on target with $2.31
Come back to see how I am doing during the year.
Another way is to do the 365 Penny Challenge .... By the end of the year you will have $667.95.
Great for helping with the holiday bills or put toward your vacation or just add to
your savings account.
Day 1 put in 0.01
Day 2 put in 0.02
Day 3 put in 0.03
By day 365 you will have saved a total of $667.95.
Double that each day one for you and one for your spouse and you will have $1335.90 by
the end of the year.
Today is the 21st of January and so far I am on target with $2.31
Come back to see how I am doing during the year.
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