Frugal Thrifty Decoating Ideas For Apartment Living

one of the thrift stores we will visit today.. love the reading chairs

For most of my life I have owned a home or condo. The last few years we have been apartment dewellers. There are so many things you can not do usually when you are renting an apartment. This morning I went to swag to do a search on decorating apartments a thrifty way. I came up with this link. Frugal thrifty apartment decorating ideas
Take a moment and look through the ideas. I love the use of blue, the curtains letting in the light and the rug on top of carpet. This can be found at 10 ways to customize a rental.

Lots of fun things to look at. I have just begun to look around, but for the moment I am off to the thrift store to look for treasures.

See you later.. thanks for stopping by.. and please remember. Never under estimate the value of a small amount of money.. Grace

TIP FOR THE DAY CREATE A CHEAP AND EASY DESK

Tip for day.. create a cheap and easy desk for your self.

Here is a fun easy way to create a desk. Search the thrift stores or garage sales for two metal 2 drawer filing cabinet. Then buy a piece of plywood and have cut to fit the size of the cabinets. Make sure it is long enough to give you a good amount of desk area. Place the plywood on top and you have a desk. If you want to spend a little money you could varnish or paint it.

At this moment hubby I are using card tables as easy move able desks. I could use a file cabinet for my genealogy files. We will be moving this fall to a bigger apartment and I hope to get a better bigger desk some how.

Thanks for stopping by.. lets keep saving together..Grace

Grocery Shopping Challenge Roundup 3/3

Time to total up what we spent on groceries this last week. Our week runs Friday to Thursday.

I started out at Walgreens. This week deals are slim for me. Nothing I really want and I had Walgreen rewards expiring within a couple of days. Hubby and stopped to see what I wanted to buy so I would not lose the $2.00 in register rewards.
Bought 1 bottle of Dawn dish soap and 2 cans of bumble bee tuna.
After flyer coupons and my $2.00 register rewards
cost me 25 cents out of pocket.
Retail value $5.25
cash out of pocket 25 cents

Then to Target
I went to Target to buy the Kellogg's Crunchy Nut Cereal at $2.99 a box. I used $1.00 Target coupon and $1.00 Kellogg's manufacture coupon bringing the cost down to 99 cents.
Bonus is that on the box is the Try me FREE rebate offer.
We will send in for the rebate as soon as possible. I bought one box for me and then in a separate transaction bought a box for my son to send in.

Besides the 2 boxes of cereal that cost me 99 cents each we also bought
7 frozen items to get the $5.00 gift card. They had 5 banquet pot pies at 64 cents each and 2 small turkey dinners at 84 cents each. I do not normally buy these but with getting the gift card I will put in freezer for a quick easy lunch in the future.
2 Kraft miracle whip on sale at $2.50 before 2 $0. 75 cent manufacture coupon and $1.00 Target coupon. This brought the cost down to $1.25 each.
Total spent $8.37 on food and I received a $5.00 gift card to use in the future plus I have the cereal to send in for rebate for myself and will give my son the other box to send in.

Then off to Cub Foods
Stopped at Cub foods to take advantage of a couple of deals plus we need bread. We picked up
1 loaf of bread $1.49
6 packages of Idaho potato envelopes $1.00 each using (2) $1.00 coupon off 3 packages
4 cans of vegetables 79 cents each using coupon 50 cent off coupon ( this was an expired coupon but my store takes them up to 3 months old)
3 packages of ground beef at $2.99 each using (3) $1.00 off 1 pound that was in a cub booklet making each pound $1.99
1 package of Velveeta $4.99 using $1.00 off coupon print here
2 Philly cooking Cream cheese $2.00 each using (2) coupons for a $1.50 off 1 making each 50 cents print here if still available. I had blogged on this a few days ago.
Total spent $21.14 with savings of $7.50 or 26 percent

1 quick stop at Walgreens for milk at $2.79 cheapest in the area and as we passed a gas station saw Sara Lee bread offered at $1.99.

Total spent for the week was 34.54

I will be sharing this

GGC Challenge roundup

Homemaking Mom

Frugal Follies

Southern Savers

Thanks so much for stopping by.. lets keep saving together .. Grace

TIP FOR THE DAY EATING OUT THE THRIFTY WAY

Hubby and I lover to eat out.. that is no secret. Since we have moved back to Minnesota money is tighter. We do go out to eat at least once a week which is budgeted for ..

Here are some ways that we can cut our eating out bill.

Split It The Meal ... some times hubby and I will split a entree and get a bowl of soup to share.

Fill Up On Freebies I love restaurants that bring out free stuff before you get your food. If you load up on free chips and salsa or bread. Doing this makes it so much easier to share a meal or eat only half and bring rest home.

Avoid Appetizers Since appetizers can cost half or two thirds the cost of your main dish, I always go for the free food instead of paying for an appetizer. Unless I am eating an appetizer as my meal.

Skip the Booze Alcohol has a huge markup. Drink water with lemon.

Spend Less, Tip Less If you spend less on your meal the tip will be less since we tip usually a precentage of the bill.

Take Home Leftovers Since so many restrauants serve large portions I like to eat half of it and bring home the leftovers for a simple dinner or lunch.

Use Your Gift Cards When the children want to know what we would like for christmas I always suggest a gift card to a restaurant. This gives us the opportunity to go out a few more times.

Check Out Free Birthday Deals Take advantage of the restaurants that offer a free meal on your birthday.

Eating out can be fun and saving money is fun also. Do you have any suggestions for eating out for less.

Thanks for stopping by..lets keep saving together .. Grace

WALLET FRIENDLY WEDNESDAY.. Searching the thrift stores for treasures

Yesterday we stopped by the thrift store to see if they had any new books or what ever for us to resell on eBay or Amazon.

Not alot was found but I did find two desirable vintage cookbooks.

The first and best is " Love and Knishes How To Cook Like A Jewish Mother" by Sara Kasdan. I searched on Amazon and it was well worth the 75 cents I paid for it. I will put up for sale for around $15.00, but first I will have to try some of the recipes. The potato soup will probably be first.

The second vintage cook book was " The I Hate To Cook Book" by Peg Bracken. I will probably start around $5.00 or so and well worth once again the 75 cents I paid.

Third was a vintage Landmark book hubby found to try and sell.

Plus it was Tuesday .. senior day so I got a small discount on these prices.

I will be sharing this at

Wallet Friendly Wednesday

Friendly Wednesday

Welcome Wednesday

Where Are You Wednesday

Thanks for stopping by for Wallet Friendly Wednesday .. hope that you visit real soon.. Grace

LETS BE WEIRD ~ LETS LIVE WITHIN OUR MEANS

I want to be consider weird, I want to live within my means. I want to be able to pay cash for what I want or need for my family.

There are three ways to Live With In Your Means...

1. Increase your income

2. Sell some assets

3.Decrease your expenses

I have worked on all three this week. They may be small changes but baby steps is the way to go says Dave Ramsey.

1.To increase our income we have sold one book on Amazon so far this week. I have some items on auction at eBay and 2 of them have bids.

We sold one item at the antique mall where I have half of a case. It was a key necklace for $10.00. I made several Key necklaces, so that is fun and encouraging to have sold one.

Does not make up for the cost of $36.00 for my share of a glass case for the month of February, but does add a little money back to the checking account.

2. Last Sunday I sold five pieces of silverware at the Gold Guys at the Mall. Thi added $47.00 to the checking account.

3. Yesterday we went and applied for cheaper health insurance for me. We had done this last August and just as I got verbally approved I got sick with a bad infection. We did not go through with the change since I was in the hospital where I stayed for 11 nights. So now we are trying again with the same insurance company. I am hoping for positive results with in 3 to 4 weeks and to report how much money we will save every month. If I am approved our deductible will go to $4,000 and we will need to bank the savings in case I get hospitalized again.

It is Weird Wednesday and we are working at being weird by living within our means. How are you doing? I hope that you consider yourself weird financially also.

TIP FOR THE DAY ~ SOAK THOSE OVEN BAKED ON CASSEROLES OVER NIGHT

Tip for the day.. soak that baked on casserole

You and your family have enjoyed a wonderful hot dish. The house is warm from the oven being on, your tummys are full and happy. Then you look at the dirty casserole with baked on food. I hate scrubbing that mess.

What I love to do is let this soak over night with warm soapy water. The next morning it is so much easier to get it cleaned.

Thanks for stopping by... lets keep saving together.. Grace